Amundi, Europe's leading asset manager[1], launches Amundi PensioNEXT, a web-based pension advisory platform – www.amundipensionext.it - that provides customers with an estimate of their overall pension situation, both public and private, analysing individual's pension position, displaying alternative scenarios and guiding them in planning their assets over time.
Demographics and pensions
The combination of demographic needs and public finance creates the conditions for the development of supplementary pensions, which, almost twenty years after the 2007 reform, is still limited, with the result that Italians are still largely uncovered in terms of pensions, a well-known critical issue in response to which the 2026 Budget Law has introduced some important changes.
According to the 'Decoding Digital Investment 2025' survey[2] conducted by Amundi, Italian investors (13%) are less optimistic about their ability to save enough for retirement (compared to 23% of European investors).
This gap between ambition and action, particularly evident in the low uptake of supplementary pensions in Italy, illustrates the need for citizens and investors to have guidance in the complex world of pensions to plan and build long-term savings plans. (More figures in the annexe below)*
Amundi PensioNEXT, the solution developed by Amundi in Italy
Amundi PensioNEXT was created to meet this demand for pension advice: a web portal that offers users easy access to the complex world of pensions. The portal provides an integrated view of an individual public and private pension position, it calculates the pension gap, provides explanations and suggests opportunities to improve the overall pension situation. Indeed, it allows to set up a long-term asset plan based on their individual goals.
Amundi PensioNEXT, after registration using credentials or SPID[3], offers users two pension check-up options, Basic and Advanced[4], which, once personal and contribution data have been entered, provide information on the individual's overall public and private pension position. Each check-up also offers the Longevity Planner, an advanced, interactive simulator that allows users to choose their goals and define a plan to achieve them.
The Basic service, which is free and available in real time, provides an estimate of public and supplementary pension schemes, where applicable, an estimated indication of the pension gap and access to the Longevity Planner to plan your goals.
The Advanced service provides an estimate of the overall pension position containing detailed and precise data on public pensions, retrieved directly from the INPS[5] within a few days, data on supplementary pensions, where applicable, an estimate of the overall pension gap and access to the Longevity Planner to plan objectives. Users also have access to the pension advisory service provided by a team of experts[6], who can offer guidance and solutions based on the specific needs, as well as administrative assistance in resolving any pension issues.
Cinzia Tagliabue, CEO of Amundi SGR, said: "Demographic and employment variables are putting increasing pressure on the public pension system, whose weight on GDP will remain structurally very high and whose benefits will have to be paid out for longer and longer in relation to increasing longevity. This has created a need to broaden the knowledge and use of supplementary pensions. We are very proud to launch of Amundi PensioNEXT, a digital platform designed to offer pension advice and longevity planning easily and directly to end users, who can also count on the support of a team of pension experts in the case of the Advanced service. With over 20 years of experience in the supplementary pension sector in Italy, we have seen awareness of the need to supplement the state pension with a private pension solution has increased yet, the complexity of the subject is such that two out of three workers have not yet taken any concrete steps in that direction. Based on this observation, and backed by our experience in the sector, we have decided to be the first asset managers in Italy to launch this new service, which responds to a demand for advice that is still largely unmet.”
[1] Source: IPE "Top 500 Asset Managers" published in June 2025, based on assets under management as of 31/12/2024
[2] Available at this link: https://www.amundietf.it/it/professionali/etf-analisi/decodificare-gli-investimenti-digitali
[3] SPID - Public Digital Identity System
[4] Paid service: 200 euros, with a 30% discount until 31/05/2026
[5] Istituto Nazionale Previdenza Sociale (INPS) is the center of the Italian welfare state
[6] Paid service provided by PREVION
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